Affordable Home Assistance
The Unemployment Rate in the United States is up to 5.0% in April 2008! That means that 7.6 million Americans are without work right now! Those are American families with mortgages and bills and no job! So you are definitely not alone!For the year end data from 2007, the U.S. foreclosure activity increased 75 percent from 2006! That is a total over 2.2 million foreclosure filings- default notices, auction sale notices, bank repossessions- reported on over nearly 1.3 million properties nationwide. That means more than 1 percent of all U.S. households were in some stage of foreclosure during the year. This shows foreclosure is affecting everyone around us.
Common Questions
Q: My credit is bad, am I wasting my time?
A: No. Almost everyone who's fallen behind on house payments had credit problems in the past. We help people regardless of credit status.
Q: Why did my mortgage company send me my payment back?
A: After your mortgage company accelerates your loan towards foreclosure, they no longer accept a payment less than the full amount due to bring your payment status to current". They are likely to send it back to you, asking for the whole amount.
Q: What do I do if someone stops by the house?
A: It is possible that investors or bank representatives will come by to look at your house. This is their way of evaluating the condition of the collateral on your mortgage. The bank may also be checking to see that the property is not vacant.
Q: How much time do I have?
A: It depends on which state your property is in. For example, in Cook county Illinois, the courts are behind by up to 20 months! In a case like this, you could actually stay in your home without making payments for a very long time due to the. Other states, like Texas for instance, will schedule your home for foreclosure sale just 3 weeks after serving you with notice. Time is no friend when you're behind. Take steps to get yourself caught up. The longer you wait, the more you pay in court costs, late charges, and attorney fees.
Q: My credit is bad, am I wasting my time?
A: No. Almost everyone who's fallen behind on house payments had credit problems in the past. We help people regardless of credit status.
Q: Why did my mortgage company send me my payment back?
A: After your mortgage company accelerates your loan towards foreclosure, they no longer accept a payment less than the full amount due to bring your payment status to current". They are likely to send it back to you, asking for the whole amount.
Q: What do I do if someone stops by the house?
A: It is possible that investors or bank representatives will come by to look at your house. This is their way of evaluating the condition of the collateral on your mortgage. The bank may also be checking to see that the property is not vacant.
Q: How much time do I have?
A: It depends on which state your property is in. For example, in Cook county Illinois, the courts are behind by up to 20 months! In a case like this, you could actually stay in your home without making payments for a very long time due to the. Other states, like Texas for instance, will schedule your home for foreclosure sale just 3 weeks after serving you with notice. Time is no friend when you're behind. Take steps to get yourself caught up. The longer you wait, the more you pay in court costs, late charges, and attorney fees.
If you would lilke to have a brief introduction to the services we offer please Contact Us. There is no obligation and it's free to apply. We will have a goal setting teleconference to determine which field you need our expertise and guidance on.
Call us at 866.662.0626 to speak to a knowledgeable representative.
Call us at 866.662.0626 to speak to a knowledgeable representative.