How to get three useful quotes

Most homeowners know they should get more than one quote. The trouble is that three contractors often quote three different jobs, so the cheapest number isn't really cheaper. A little preparation fixes that.

Write a one-page job description first

Before you call anyone, write down what's wrong, where it is, how long it's been happening, and what you want done. Add photos and measurements. Give every contractor the same page, so they price the same job.

Ask each contractor for the same things

• A written, itemized quote, not a single number on a business card
• Materials named by brand, model or grade where it matters (shingles, water heaters, windows)
• Who pulls the permit, and whether the permit fee is included
• Removal of old materials and cleanup
• Start date, how long the job takes, and the payment schedule
• The warranty on labor and on materials, in writing

Where to find contractors to ask

• Neighbors and friends who had the same kind of work done recently
• Local supply houses (plumbing, electrical, lumber yards), which know who pays their bills and does tidy work
• Your state contractor licensing board's search tool, to find licensed firms near you

Line them up side by side

Put the three quotes in columns: price, what's included, materials, permit, timeline, payment terms and warranty. Our free Fair Quote Checklist has a worksheet for exactly this. Gaps jump out quickly: one quote leaves out the permit, another uses a cheaper material, a third asks for half the money up front.

General information, not legal, financial or construction advice. Prices and rules vary by state and city. Affordable Home Assistance doesn't take referral fees or payments from any contractor, lender or brand.